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Trusted Insurance Brokers in Dubai Since 1960

Karan Mulani Pioneer Insurance Speaker

Pioneer Insurance Brokers is an independent insurance brokerage in Dubai, serving individuals, families, and businesses across the UAE for over six decades. We compare options from leading insurers, provide expert advice, and support our clients from quotation through to claims. Our service comes at no additional cost to you.

65 +

Years of Excellence

90,000 +

Customers Served

27 +

Insurance Partners

50 +

Year Client Relationships

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Registration 1960

Our story began in 1960, when the late Mr Sobhraj Mulani arrived in Dubai and entered the insurance industry at a time when the region was still governed under the Trucial States. On 20 April 1960, Jupiter General Insurance Company was registered at the Political Agency in Dubai by the British Consular Officer, under the Trucial States Order of 1959. That registration, over a decade before the formation of the United Arab Emirates, marked the beginning of a family commitment to the insurance profession that continues to this day.

Portrait of Mr Sobhraj Mulani

What Mr Sobhraj Mulani built during those formative years went far beyond a commercial enterprise. He laid the foundation for a culture grounded in integrity, discipline, and the cultivation of long term, trust based relationships.

Mr Assandas Mulani

That culture was carried forward by his son, the late Mr Assandas Mulani, who guided the business through the establishment of the UAE, the rapid growth of the economy, and the evolution of the regulatory framework. Through industry shifts and changing market conditions, the values of integrity and personal service remained constant.

In 2004, this legacy was formalised with the establishment of Pioneer Insurance Brokers LLC, led by Mr Prem Mulani as CEO. Today, the fourth generation continues to build on those foundations, with Karan Mulani serving as COO, bringing the business into a new era of digital capability, international market access, and specialist expertise, while preserving the personal, relationship driven approach that has defined the family’s work for over six decades.

Our Purpose Guides
Everything We Do

We help individuals and businesses across the UAE find the right insurance at the right price. With over 65 years of experience, we provide independent advice, market comparison, and personal service at every stage.

Our Mission

To provide honest, expert insurance advice that puts our clients first, comparing the market to deliver the right cover at the right price, with personal service from quotation through to claims.

Our Vision

To remain a trusted, independent insurance brokerage in the UAE, built on relationships that span generations, with the expertise and market access to protect what matters most to our clients.

CEO's Message

"Trust is earned through consistency, integrity, and always putting our clients first."

Since our beginnings in 1960, Pioneer Insurance Brokers has been part of the UAE’s business and insurance landscape, we have grown with this country, adapted through every stage of its development, and remained committed to the same purpose: helping our clients protect what matters most. Insurance today is no longer a simple transaction. Businesses face evolving risks, families have changing needs, and individuals expect advice that is clear, practical, and genuinely in their best interest. This is where the role of a professional insurance broker becomes essential.

At Pioneer, we see ourselves as trusted advisors. Our duty is to understand our clients, assess their risks, compare solutions, negotiate with insurers, and support them when they need us most. We believe good insurance advice should give clients not only protection, but confidence. I am proud of the values that continue to guide us: integrity, service, technical knowledge, and long-term relationships. We have always believed that our success must be linked to the success and security of our clients. That principle remains central to everything we do.

Across health, motor, general, commercial, and specialist insurance requirements, our aim is to provide clients with clarity, choice, and confidence at every stage of their insurance journey. To our clients, partners, colleagues, and friends of Pioneer, thank you for your continued trust. As we move forward, we remain committed to combining the personal care of a long-established family business with the professional standards required in today’s fast-changing insurance environment.

Prem A. Mulani
CEO, Pioneer Insurance Brokers

Our Team

"Because at Pioneer, insurance is not just about policies, it is about people"

Behind Pioneer Insurance Brokers is a team of experienced insurance professionals dedicated to understanding your unique needs.

Our team combine technical expertise with personal service, guiding you through every stage, from risk assessment to policy placement and claims support. Many of our team have been with Pioneer for years, which means you work with people who know you and your cover inside out.

Our Team Members

  • Karan Mulani

    Chief Operating Officer (COO)
  • Manpreet Kaur

    Medical (Head- Medical Department)
  • Reshmi Nair

    General (Senior General Underwriter)
  • Prem Felson Sequeira

    Motor (Senior Motor Underwriter)
  • Nithin Kumar

    Motor (Senior Motor Underwriter)
  • Venu Manath

    Accounts (Finance Manager)
  • Sampada Chikhale

    Accounts (Senior Accountant)

Build Your Future with Pioneer

Join us and be part of a team committed to excellence, integrity, and delivering meaningful impact in the insurance industry.